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Business Green Rewards from American Express - The Best Credit Card Rewards Program

By Devlin Gilliland

  Readers of the Business Traveler magazine have voted the Business Green Rewards from American Express as the best credit cards rewards program. This credit card has a membership rewards program that lets you earn points for every dollar you spend. Side-by-side, you can redeem points for merchandise, travel and other business requirements.


The Business Green Rewards from American Express is a charge card. It requires the full payment of purchases made with the card on the arrival of the monthly bill. If you make a late payment, then you will be subject to the fees, which equals the greater amount between $30 or 2.99% of the balance that is overdue. The annual fee for the card is $95. This is convenient for you if you want to avoid the piling of credit card debt.

This card has a 0% introductory annual percentage rate (APR) on purchases and balance transfers. If you can pay your monthly bills on time, then the point-based rewards program will be fruitful for you.

Privileges Of Having The Card

The points you can gain using the Business Green Rewards from American Express are not limit-bound and they will never expire. The card helps you to conveniently manage your expenses. On your first purchase, you will get 5000 bonus points. As the redemption program is extensive, you can redeem your points in denominations of as low as 400.

You can also register and order additional Business Green Rewards cards, say for your employees. The cards will automatically be linked to your Membership Rewards Account and reward you with points for each dollar your employee spends on the card.

You can avail of the OPEN Savings scheme. This will require no codes or coupons and the savings will be added to the other discounts that you might have already received. The OPEN Network offers businesses with discounts on services like shipping, telephone, printing and car rentals. The program offers fee-free additional cards and has no pre-set spending cap on the card.

The network news informs you of the benefits and promotions, worthy business articles, advice of experts and business tools and resources. The Expense Management Reports help you in being aware of the business card expenditure by spending category, time-period, individual card member with the help of the information available for the current year and two previous fiscal years. This facility comes at no extra charge.

Added Perks

The purchase protection plan provides protection from/against theft and accidental damage for a period of 90 days from the purchase date. The return protection lets you return an item within 90 days from the purchase date, in which case you will be provided with the full refund of the price, up to the price of $300 for each item.

The rewards program of Business Green Rewards from American Express include emergency card replacement, insurance protection, access to round-the-clock customer service, travel accident insurance up to $100,000, auto rental insurance, check cashing assistance and an extended option of payment that lets you pay for large purchases over time.

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Virtual Offices are Green

By David NIkolic

  Reducing overheads is often the best solution for businesses looking to survive in this tough economic condition. One way of doing so is to switch from occupying premises to running a business from a virtual office-an option an increasing number of Americans are doing. Businesses are becoming greener, because it makes sense.


Todays technologies make it possible to communicate with staff and members instantaneously from any point on the globe at any time. The use of new technologies-such as the ability to share files and documents while traveling or telecommuting has saved both time and energy.

By adopting virtual offices eco-friendly office procedures and providing an infrastructure, which allows for a greener approach to running a business, the serviced office providers enables its occupiers to automatically slot into an existing sustainable culture rather than starting from scratch.

While the advantages of working from home may seem obvious to you-more flexibility, more freedom, and the opportunity to be your family, there are probably even more benefits which you have not thought of.
1. Environmental benefits from not driving a vehicle and polluting the air
2. Reducing traffic congestion
3. Saving time, money and oil by not commuting
4. Reducing the stress level from not having to drive in congested traffic to and from work
5. Benefits of living a more balanced life
6. Going green virtually- building a green company instead of brick and mortar office.

The corporate world is uniquely positioned to go green unlike never before. With constantly evolving technologies, the connectivity of the Internet and mobile devices, the corporate world is able to run more efficiently with less paper and minimal physical resources. Businesses are going green virtually-no office, no commute, and no paper.
Virtual offices are undoubtedly a major component of the greening of the business world and they are having positive impact in this arena. Many businesses are finding increased productivity and cost savings by allowing workforce to telecommute. This trend makes the leasing and maintenance of physical office space environmentally unwise.

Of course, large companies in heavily polluted urban areas are not the only businesses that can enjoy the green benefits of a virtual office. Small offices that use a virtual office space are also able to be green saving on utilities, while their employees save on commuting costs and use less gas. The productivity level has also gone many folds with a virtual office or telecommuting arrangement because employees work in their respective familiar surroundings and save time, otherwise would have spent traveling to and from the office. The benefits of going virtual are many, though it does require businesses to change their way of thinking a bit.

Depending on the number of employees in your office, you can eliminate multiple cars that commute to work everyday. Allowing employees to telecommute from home could cut costs significantly. You are also no longer paying the energy costs and other expenses involved with running an office building. Commuting wastes time and fuel, degrades the environment, contributes to climate change and increases congestion on roads. Imagine how different things would look if every worker who could telecommute did so. The technology exists today to support this. However, you need a concerted effort to realize people the benefits of virtual offices.

In eliminating the concept of the physical office, virtual companies get rid of all the waste that goes along with it. Energy consumption is slashed, as you only need enough power to run you computer and a lamp. Paper consumption becomes negligible. Further, the health benefits-individual and collective- are enormous.

In addition to potential health and productivity gains, widespread use of virtual office environments reduces highway congestion and save money for both the employer and the employee. Many companies are now eliminating the need for physical office and thus the cost of leasing, lighting and maintaining that space.

Technology has truly changed everything over the past few years. You must feel blessed that you get the opportunity to build your business virtually and proud to share your wisdom as you grow and evolve.

Article Source : Article King Pro - Free Reprints and Distribution

David Nikolic is the owner of United Virtual Office which provides Virtual Office Services to business owners making a prestigious address affordable with all conveniences of a traditional office. These virtual offices are equipped with Live Virtual Receptionists and telephone answering services.


The Cynical Edge of Corporate Green Credentials

By john mce

  Increasingly the environment is becoming a factor in our purchases. From cars to food packaging, houses to shopping bags, its perceived impact on the environment seems to be holding a lot of weight. But many so called 'green' companies use these green credentials simply to increase sales rather than ease the collective conscience by making a genuine commitment towards sustainability and environmental soundness.


Just take manufacturers of luxury goods for example. The very principal of luxury goods is opposed to a reduction in waste and consumption, yet these companies continue to use their green credentials as a new marketing venture, to increase the profits, waste and consumption of their products. It is hypocritical for these companies to offer environmentalism at a price to consumers who should realise that it's their incessant consumption which is the real green issue.

Recently an airport got on its environmental high horse with airline company Flybe, over the airline paying actors to take flights to meet usage bonus targets set by the airport. The managing director claimed to be "absolutely shocked" with Flybe's disregard for the environmental impact of their staged commercial flight.

This airport's very business was in selling cut-price flights which completely fly in the face of any boasted environmental commitment. That's not to say that airports shouldn't consider their environmental impact, but this statement was clearly born from a reluctance to award Flybe with a 280, 000 pound bonus rather than their concern for the environment. It was simply a cynical exercise to turn public opinion against Flybe.

I recently noticed a print campaign by EDF Energy pledging to help reverse climate change by building 5 new nuclear power stations in the UK. What EDF might fail to recognise is that not everyone perceives nuclear waste as particularly environmentally friendly, even if it is buried and disposed of very neatly.

Essentially the reference to climate change suggests that EDF are investing a lot of money in nuclear power simply to make the world a nicer place, when in reality EDF would not be building any nuclear power stations unless it was financially beneficial for them to do so.

Such companies have a legal obligation to constantly increase profits for their shareholders, which is in opposition with the idea of sustainability, and will inevitably lead to ideological casualties. The very idea of such corporations being environmentally friendly should be laughed at. They should be encouraged to make genuine commitments to reduce the rate of climate change, but not rewarded for mentioning green credentials when it is simply a cold hearted marketing tactic.

John Mce writes on behalf of Environment in Business(EIB), a magazine about the environmental challenges facing organisations; and about the answers to those challenges. EIB separates the political and pressure group hype from the issues that really count for businesses.


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